Insurance for Smoke Shops & Vape Stores
Product liability, property, crime, and business interruption coverage built for smoke shops and vape stores — including the vapor, battery, and CBD exposures standard policies exclude. Fast quotes, same-day certificates.
Most Popular Bundle
Single-shop & multi-location programs
Coverage Options
Insurance Built for Smoke & Vape Shops
Every coverage a smoke shop or vape store needs — from product liability on the vapes and CBD you sell to crime, property, and business interruption protection.
Why Choose Us
Why Smoke Shops & Vape Stores Choose Us
We specialize in smoke and vape retail insurance. That means we know the product-liability exposure, where generic policies exclude your core products, and what landlords require on a certificate.
We know where standard policies exclude vapor products, lithium batteries, and CBD/kratom — and which carriers will actually write them.
Access to specialty carriers that knowingly cover vape, CBD, and tobacco retail — not generic BOPs that sublimit or exclude your core products.
Need a certificate naming your landlord as additional insured to sign a lease? We process certificates and AI endorsements same-day.
Whether you run one shop or a chain of locations, we can bind coverage wherever your stores operate.
20+ years insuring retail and high-risk businesses. We've seen the market cycles and we know which carriers pay claims.
When a battery-burn claim or a break-in hits, we're in your corner — not hiding behind carrier call centers. Direct advocate support.
How It Works
Get Insured in 3 Simple Steps
From initial quote to bound coverage — our process is designed for busy shop owners who'd rather be running their store than chasing paperwork.
Tell Us About Your Shop
Answer a few quick questions about your product mix (vape, CBD, tobacco), revenue, location, and security setup.
Review Your Quote
We shop specialty smoke & vape carriers and present options — product liability, property, crime, business interruption, and bundle programs.
Get Insured Today
Bind coverage and receive your certificates same-day — including additional-insured endorsements for your landlord.
Years Insuring Retail
Licensed Nationwide
Shops Insured
Quote Turnaround
FAQ
Common Questions
Ready to Protect Your Shop?
Get a comprehensive quote built for smoke and vape retail — including the product lines standard policies exclude. Same-day binding, same-day certificates.